Terms of Service

Capora is an analytical research tool. It is not a regulated financial service and we are not authorised by the FCA. Our scores, reports, and figures are for research purposes only and must not be treated as a recommendation, advice, or instruction to buy, sell, finance, or hold any property. Always commission a survey, valuation, and legal review before any property transaction, and consult a qualified mortgage broker.

By using Capora you expressly acknowledge that you will perform your own due diligence on every property before making any decision, offer, or financial commitment. Our scores and reports are a starting point for your research, not a replacement for it. At minimum, "your own due diligence" means you will:

• Commission an independent RICS survey(Level 2 or 3 as appropriate to the property's age and condition).
• Instruct a solicitor or licensed conveyancer to run searches, review the title and lease (if leasehold), and check covenants, easements and restrictions.
• Speak to a qualified, FCA-regulated mortgage broker about lending, stress-tests, product fees and personal affordability.
• Verify rental demand and achievable rent independently (local agents, comparable adverts, on-the-ground viewings).
• Confirm licensing requirements, planning consents, and any additional council schemes that apply to the postcode.
• Take tax and accounting advice on your personal position (Section 24, SDLT, capital gains, structure).

You agree that any reliance you place on a Capora score or report without completing this due diligence is at your sole risk, and that Capora and Daramola Consulting are not responsible for any decision you take, or any loss you suffer, on that basis.

You must be 18 or over and able to enter into a binding contract to use the Service. You're responsible for keeping your login credentials confidential and for any activity on your account.

You must give accurate information when signing up. We may suspend or terminate accounts that we reasonably believe have been used to impersonate, defraud, or violate these terms.

You agree not to:

• Use the Service to break any law or to infringe anyone's rights.
• Scrape, crawl, reverse-engineer, or otherwise extract bulk data from Capora outside of the documented features.
• Resell or commercially redistribute reports, scores, or data without our written permission.
• Interfere with the Service, attempt to gain unauthorised access, or run security probes without our written authorisation.

Scores and figures incorporate data from third-party sources (including the UK Land Registry, ONS, council licensing registers, and listing portals). This data may be incomplete, delayed, or inaccurate. We don't warrant that any score, figure, or report is correct, current, or fit for any particular purpose.

The Capora name, logo, design, and methodology are owned by Daramola Consulting Ltd. The scores and reports you generate are yours to use for your own research and decision-making, including sharing them with brokers, accountants, and partners. You must not remove disclaimers from reports or PDFs.

Some output (deal reports, listing extractions) is generated by large language models. These outputs can contain errors. You should verify any specific claim against the underlying data and your own professional advice before acting on it.

During early access, Capora is free with a 5-report-per-month quota. Paid tiers will be introduced; you'll be notified before any subscription is activated on your account, and you won't be charged without explicit consent.

You can close your account at any time by contacting us. We can suspend or terminate your account if you breach these terms, attempt to misuse the Service, or fail to pay any subscription (when paid plans launch). We'll usually give you notice first unless we judge that doing so would be harmful.

Nothing in these terms limits our liability for fraud or for death or personal injury caused by our negligence, or any liability that can't be excluded under English law.

Subject to the above, our total liability to you in connection with the Service is capped at the greater of (i) £100 or (ii) the fees you paid us in the 12 months before the claim arose. We are not liable for investment losses, lost profits, lost deals, or consequential losses arising from your use of the Service. You use Capora at your own risk.

We may update these terms from time to time. We'll show the updated date at the top, and for material changes we'll notify you by email or in-app banner before they take effect.

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.